That's us at church a few weeks ago :)
Living this way is not without challenges, we think we have a leg up on some things. We are so thankful for the affordable military health insurance option we have and for the prescription drug benefits we have too. Not to mention the huge cost saving benefit of shopping at the commissary that we love. We are also thankful that we have lower cost family camping areas on many military installations that we can utilize (which helps to keep out cost down). There are many other benefits that we are thankful to have after a life of military service. However, it is unfortunate that we are losing many of these benefits at rapid fire rates. A lot of our future well being can and will depend on how our benefits are maintained or lost. It's going to be interesting and will play a part in determining how long we are able to do what we are currently doing before going back to the real world.
Since I have already shared about RV fuel cost here as well as RV insurance here and there will be a laundry post coming up on day 28. I won't give a lot of repeat details but to give you just a little glimpse into where our money went I will share a bit more. Keep in mind that we truly started tracking expenses as retirees just last month. July and August were a wash with the wedding and the extra expenses associated with that sending everything out of whack. And before that our income was on a different scale so it wouldn't be reflective of what we really had to live on. So September was truly the first month I feel like we lived within the retirement income budget that we have.
Where some of our funds went for September...
RV Slots $400.00
RV Fuel $330.00
CRV Fuel $91.00
RV Maintenance/Upkeep/Repairs $465.92
Groceries last month $268.87
Cell Phone $110.00
Eating Out $102.32
Stationery/Business Expenses $13.03
Now honestly, we went over what I had budgeted for Groceries ($250), Eating Out ($55) and RV Maintenance/Upkeep/Repairs ($300) so we may have to adjust those in the coming days; we'll just have to see how that all works out. Everything else came in at or under budget! And the RV repair was the converter thing! A non- normal monthly expense I hope!!! In fact there were a couple line items we didn't even use (Entertainment and Clothing) so it was all good with the end numbers. And me being me built cushion into some of the budget items AND I did not commit our entire retirement check to the budget, in fact, I didn't allocate around $275.00. So this month it totally rocks that there was a few bucks leftover to sock away into savings! Cause really I didn't think we would be adding to our savings while we were on this this little journey!
See that was one of my original concerns that we would not be able to continue to save. It's definitely not going to be at the rate it was before, I get that, but I want to try and at least save some thing. So it made me very happy to be able to sock a few dollars away on month one. I realize not every month will go that way but it's a great first month feeling and made me feel so much better about living on less then 1/2 of what we had been living on.
The 31 day series information is HERE!